Data protection notice of NORD/LB
Your trust is important to us. NORD/LB places great importance on the protection of your personal data and complies with applicable data protection laws including without limitation the provisions of the EU General Data Protection Regulation (GDPR). We use any personal data that is collated when visiting our site in accordance with the applicable statutory provisions. Your personal data is only saved if you provide it to us voluntarily, for example, in the form of a request for information, a general inquiry, a product deal or a marketing promotion.
Thank you for your interest in our company and our products. Your trust is important to us. NORD/LB takes the protection of your personal data very seriously and adheres to the rules of data protection, in particular the provisions of the EU General Data Protection Regulation (EU-GDPR). In the following, we would like to inform you about the processing of personal data by NORD/LB on this website and the rights to which you are entitled in accordance with data protection regulations.
NORD/LB Norddeutsche Landesbank Girozentrale
You can contact our data protection officer:
NORD/LB Norddeutsche Landesbank Girozentrale
Phone: +49 (0) 511 361-2808
Fax: +49 (0) 511 361-982808
When we process personal data, this means that we collect, store, transmit, delete or use them in any other form. Personal data refers to information about natural persons who use this website to obtain information about NORD/LB's offers.
If you are already a customer of NORD/LB, your data will also be processed within the scope of your business relationship with us. You will find information on this in our >privacy notice (PDF, 219 KB). These also contain information on other offers and services which you can access via this website (for example, data processing in the context of online banking).
Below you will find an overview of which data is processed for which purpose when you visit this website. For information on the processing of your data on the social media offers, please refer to the >privacy notice for social media.
Data required to display the webiste and ensure its stability and security
The following technically necessary data is processed when using the website for information purposes only:
- IP address of the terminal you are using
- Name of the retrieved file
- date and time of the retrieval
- Quantity of data transferred
- status of the retrieval (successful / unsuccessful)
- browser type and version as well as the operating system you use
- URL of the page previously called (so-called "referrer URL")
The processing of the mentioned data is necessary for the purposes of the legitimate interests of NORD/LB on the basis of a balancing of interests in accordance with Art. 6 para. 1(f) of GDPR. In the event of unlawful use of this website, this data is also used to clarify any potential legal breach.
We also evaluate this information for statistical purposes and to improve this website, without creating personal user profiles. The individual user remains anonymous in any case.
Personal data is only collected if you expressly provide it to us, e.g. when you use online banking and brokerage, when you conclude a product contract, when you send an e-mail form, when you subscribe to our newsletter, when you apply online or when you order online in our Internet shop. In the case of online banking and brokerage, product conclusion and online application, the data is transmitted in encrypted form to prevent misuse by third parties. We use a transmission method based on the SSL (Secure Socket Layer) protocol. The data traffic between your browser and our server is thus encrypted. In order for the browser you use to transmit data in encrypted form, the SSL security protocol must be activated in the settings.
We will collect, process and use your personal data only for the processing of your orders, inquiries and requests as well as for the protection of our own legitimate business interests with regard to the consultation and support of our customers and the needs-based product design. We expressly point out that all legal regulations are observed.
When handling personal data which you send us with your online application, we observe the provisions of the Lower Saxony Data Protection Act applicable to NORD/LB. Your personal data will be stored, processed and used exclusively for the purpose of the specific application procedure and any resulting recruitment. The data will only be made available to authorised persons within NORD/LB. The data will not be passed on to third parties. When data is transmitted electronically, it is encrypted for access. Once the application procedure has been completed in full, including any legal protection, your personal data will be deleted unless they are required for a recruitment. Further processing of the data, such as storage for a further application procedure, will only be carried out with the written consent of the person concerned. When applying online, we provide you with a web-based application on our website from the company PERBILITY GmbH, Starkenfeldstraße 21 in 96050 Bamberg (>privacy notice PERBILITY GmbH), with which you can apply online for specific job offers of our company.
Use of web analysis services
This website uses Google Analytics, a web analytics service provided by Google Inc., 1600 Amphitheatre Pkwy, Mountain View, CA 94043-1351, USA ("Google").
However, as part of the IP anonymisation activated for this website, your IP address will be shortened by Google within member states of the European Union or in other contracting states of the Agreement on the European Economic Area before. Only in exceptional cases will the full IP address be transferred to a Google server in the USA and shortened there.
On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on the website activities and to provide further services to the website operator in connection with the use of the website and the Internet.
The IP address transmitted by your browser within the framework of Google Analytics is not combined with other data from Google.
The data sent by us and linked to cookies, user IDs (e.g. user ID) or advertising IDs are automatically deleted after 14 months. Data whose retention period has been reached is automatically deleted once a month.
This website uses Google Analytics with the extension "_anonymizeIp()". This allows IP addresses to be processed in a shortened form, thus excluding the possibility of personal references. If the data collected about you contains a personal reference, this is immediately excluded and the personal data is immediately deleted.
The operator of this website uses Google Analytics to analyse and regularly improve the use of this website. The statistics obtained can be used to improve the services offered to you and make them more interesting for you as a user. For the exceptional cases in which personal data is transferred to the USA, Google has subjected itself to the >EU-US Privacy Shield.
Information from the provider of Google Analytics can be found here:
Google Dublin, Google Ireland Ltd.
Fax: +353 (1) 436 1001
You can prevent the collection of data generated by the cookie and related to your use of the website (including your IP address) to Google and the processing of this data by Google by downloading and installing the browser plug-in available under the following link:
You can prevent Google Analytics from collecting the data by clicking on the following link. An opt-out cookie is set to prevent future collection of your information when you visit this site:
Google Adwords Conversion Tracking
The operator of this website uses the online advertising program "Google AdWords" and within the framework of Google AdWords as a function of Google Analytics the conversion tracking. Google Conversion Tracking is an analysis service of Google Inc. (1600 Amphitheatre Parkway, Mountain View, CA 94043, USA; "Google").
Google Adwords sets a cookie on your computer if you have reached our website via a Google ad. These cookies lose their validity after 30 days and are not used for personal identification.
If a user visits certain pages of the Adwords network website and the cookie has not expired, Google and the operator of this website can recognize that the user clicked on the ad and was redirected to this page. The information collected using the conversion cookie is used to compile conversion statistics that allow us to determine the total number of users who clicked on their ad and were redirected to the site. However, the operator of this website does not receive any information that can be used to identify users personally.
As shown below, you can prevent the setting of cookies by this website at any time by means of a corresponding setting in the Internet browser used. In addition, you can delete a cookie already set by Google AdWords at any time via the Internet browser or other software programs.
You also have the possibility to object to interest-related advertising by Google. To do so, you must access the following link in the Internet browser you are using and make the desired settings:
Informationsanwendungen anderer Anbieter
This website allows you to contact your bank by using the "Live Chat" function. The Live Chat is technically provided by talkevent Software GmbH, Carlswerkstr. 13b, 51063 Cologne, on behalf of your bank.
When using the chat assistant, the following data will be saved in addition to the information you have entered in order to prevent misuse:
date and time
The legal basis for the processing of the data is Art. 6 para. 1 sentence 1 lit. b and f GDPR. The chat data will be deleted after 90 days at the latest.
This website also allows you to contact the chatbot "Linda" within the chat. Linda is managed and operated on behalf of your bank by Sparkassen-Finanzportal GmbH, Friedrichstraße 50, 10117 Berlin.
The legal basis for the processing of the data is Art. 6 para. 1 sentence 1 lit. b and f GDPR. The data of the chat with Linda will be deleted after 90 days at the latest.
Cookies are text files that the provider of a website stores on the computer of the user of the website and can be retrieved when the user revisits the website again, in order to facilitate Internet navigation or transactions or to obtain information about user behaviour. They do not become part of your system and cannot cause any damage.
Most browsers are set to accept cookies automatically. However, you can deactivate the storage of cookies or set your browser to notify you when a cookie is sent. However, if you deactivate technically necessary cookies, the use of this website will no longer be possible in full.
1. Purpose and scope of data processing
Operational necessity cookies:
We use operational necessary cookies to make the use of this website safer and more user-friendly. The data collected with the help of these technically necessary cookies is not used to create user profiles. The following data is stored and transmitted in the cookies:
- Current session ID
- articles in the shopping cart or products in the application process
- use of certain website content, for example frequency or extent of use
- Knowing of certain website content, such as product information
- settings concerning search functions on the website
Most of the operational necessary cookies used are so-called "session cookies". The data stored in them are automatically deleted at the end of your visit. Some cookies, on the other hand, remain stored on your terminal device until you delete them or the validity period defined for the cookie expires.
For the pure use of online banking without further comfort functions, at least the following cookies are absolutely necessary:
Analysis - Cookies
You can object to the use of analysis cookies and the associated analysis services. You will find information on specific ways of objecting in the corresponding description in the following paragraphs.
2. Legal basis, possibility of objection and removal
Operational necessary cookies are processed according to Art. 6 (1) b GDPR, as they are absolutely necessary for the provision of the website.
The processing of data by means of other cookies is carried out in order to protect the legitimate interests of NORD/LB on the basis of a weighing of interests which always takes your interests into account (Art. 6 (1) f GDPR). The legitimate interests of NORD/LB in processing data lie in the above-mentioned purposes:
- analysis and statistical evaluation of website use
- Optimisation of the website
- Provision of personalised offers and content
- measurement of the success of advertising campaigns
Links to websites of other providers
Our website also contains links to websites of other providers to which our data protection notice does not extend. As a rule, we have no influence on the content and the compliance with data protection regulations by these providers and therefore ask you to inform yourself about the applicable guidelines when visiting these websites.
Data will only be passed on to third parties if you have given your consent or if there is a legal obligation to do so.
Under these conditions, recipients of personal data may be in particular:
- Penalty authorities
- other companies of the NORD/LB Group
Contracted service providers may also receive such data if they meet our special confidentiality requirements. In particular, these may be companies in the categories of IT services, consulting, and sales and marketing. Appropriate data protection agreements are then made with the service providers.
If the data mentioned in this notice is no longer needed for the original purpose, it will be deleted. This only applies if their - temporary - further processing for other purposes is necessary.
If a different storage period is defined for certain services, you will find this in the description of the respective service.
Data that we receive as a result of visiting this website is generally not transferred to international organisations or to third countries (states outside the European Economic Area - EEA). Information on a possible transfer of pseudonymised data by analysis services can be found under ">Analysis cookies".
You have the following rights towards NORD/LB with regard to personal data relating to you:
- Right of access
- Right to rectification or erasure
- Right to restriction of processing
- Right to data portability
- Right to withdraw consents given
Please note that withdrawal only applies to the future. Processing that was carried out before withdrawal of consent is not affected by it and remains legally permissible.
1. Case-by-case right of objection
You have the right of objection at any time to processing of your personal data based on Article 6 (1) f GDPR (data processing based on balancing interests) or Article 6 (1) e GDPR ((data processing based on public interest); this also applies to profiling based on this provision within the meaning of Article 4 No. 4 DSGVO.
If you submit an objection, we will no longer process your personal data unless we can give evidence of mandatory, legitimate reasons for processing that outweigh your interests, rights and freedoms, or if processing serves the enforcement, exercise or defence of legal claims.
2. Right to object to data processing for direct marketing purposes
We also process your personal data in order to conduct direct marketing. If you prefer not to receive any marketing materials, you have the right to object at any time to the processing of personal data relating to you for the purpose of such marketing activities; this also applies to profiling insofar as it is in direct connection with such direct marketing. We will comply with this objection in the future. If you object to processing for the purpose of direct marketing, we will no longer process your personal data for this purpose.
The objection can be made without any particular form and should ideally be addressed to:
NORD/LB Norddeutsche Landesbank Girozentrale
In connection with the processing of your personal data, you also have a right of complaint to the following supervisory authority responsible for NORD/LB with regard to the protection of personal data:
Die Landesbeauftragte für den Datenschutz Niedersachsen
Phone: +49 (0) 511 120-4500
Fax: +49 (0) 511 120-4599
Data from visits to this website are not used for automated decision-making within the meaning of Art. 22 GDPR.
Data transfer to and data usage of co-operation partners
The NORD/LB currently works in a network with the following co-operation partners. It is to these -your agreement provided- that data can be transferred and safed with.
- Öffentliche Versicherung Braunschweig, Theodor-Heuss-Str. 10, 38122 Brunswick, Germany
- Öffentliche Versicherung Bremen, Martinistraße 30, 28195 Bremen, Germany
- VGH (Versicherungsgruppe Hannover), Schiffgraben 4, 30159 Hanover, Germany
- LBS Norddeutsche Landesbausparkasse Berlin-Hannover, Kattenbrookstrift 33, 30539 Hanover, Germany
- LBS Immobilien GmbH Berlin-Hannover, Kattenbrookstrift 33, 30539 Hanover, Germany
- DekaBank GmbH, Postfach 110523, 60040 Frankfurt, Germany
- Deutsche Leasing AG und deren Betriebsgesellschaften, Fröhlingstr. 15 – 31, 61352 Bad Homburg, Germany*
- Proficon GmbH, Ritterbrunnen 6, 38100 Brunswick, Germany
- Deutsche Factoring Bank GmbH & Co. KG, Langenstraße 15 - 21, 28195 Bremen, Germany*
- Euler Hermes Kreditversicherungs AG, Friedensallee 254, 22746 Hamburg, Germany*
- S-Kreditpartner GmbH, Prinzregentenstraße 25, 10715 Berlin, Germany
- BLB Immobilien GmbH, Kleine Waagestraße 3, 28195 Bremen, Germany
- KfW Kreditanstalt für Wiederaufbau, Palmengartenstr. 5-9, 60325 Frankfurt, Germany
- Landesbank Baden-Württemberg, Am Hauptbahnhof 2, 70173 Stuttgart, Germany
NORD/LB Leasing GmbH, Postfach 107945, 28079 Bremen
* Only commercial customers
Privacy Notice - How we handle your personal data and your rights.
Information pursuant to Art. 13, 14 and 21 General Data Protection Regulation (GDPR)
Outside of the website, we also process personal data as a rule within the scope of our business relationship. Information regarding such data processing and your claims and rights under applicable data protection laws - which to some extent apply to data processing on our website - may be found in our >Privacy Notice (PDF, 219 KB).
Data Protection Notice for Social Media
Embedded within our website users have the opportunity to interact directly with NORD/LB on the social networks Facebook, Twitter, Google+, Xing and/or Linkedin. They can also share content from the NORD/LB website via these platforms.
By default all embedded buttons on the social media services are deactivated. Only when the user activates them, and by doing so declares his or her consent to communicate with Facebook, Twitter, Google+, Xing and/or Linkedin, are these buttons activated. A second click then connects the user to the server of the selected social network where they can post their recommendation. The selected platform then opens in a separate window. Here users can sign in if they are not already logged on to the specific social network and can again confirm their recommendation, or they can share the content directly on their profile if they are already signed in. The button is activated for this page and the selected service, but can be deactivated at any time using the slider switch. If NORD/LB pages are accessed again, the deactivated button appears.
For information on the purpose and extent of data collation and the further processing and use of the data by the social networks refer to the data protection notice of the respective provider. Here you will also find information on your associated rights and settings for protecting your privacy.
If you have questions concerning your personal data or concerning data protection in general, contact our data protection officer. He can also be contactes in case of complaints.
NORD/LB Data protection officer