NORD/LB Smart Faktor
With NORD/LB Smart Faktor, we take a forward-looking approach to investing. Our investment fund combines a self-learning algorithm based on artificial intelligence with a multi-asset strategy. Using defined criteria, the algorithm analyses a broad range of market data without being influenced by human emotions. Based on this analysis, the allocations to the individual asset classes (equities, fixed income securities, commodities, gold and cash) are adjusted dynamically to reflect the prevailing market environment.
The investment universe of this globally oriented investment strategy takes various market-relevant factors into account (multi-factor approach). The strategy is implemented primarily through passive index funds (ETFs). This approach is designed to provide broad exposure to different global markets. The objective is to combine different sources of return and risk and to achieve broad diversification within the portfolio.
Insight into the current allocation
Source: Own calculations, ELAN Capital-Partners, as of 30 September 2026. Percentages may not add up to 100% due to rounding.
Investment fund opportunities and risks
Opportunities
- Risk diversification through global investment in entire markets or market segments, various industries and different asset classes.
- Investment fund shares can be acquired or returned to the capital management company at any time.
- Investment funds are permanently optimised by capital market experts.
- Price fluctuations of the investment fund may generate price gains.
- Investing in funds denominated in foreign currencies may lead to price gains if exchange rates develop favourably
Risks
- Price losses may arise due to price fluctuations of the investment fund.
- An investment in funds listed in foreign currencies may lead to exchange rate losses if the exchange rates develop unfavourably.
- Incorrect fund management decisions can negatively influence the share price.
- The investment company may suspend the redemption of shares in exceptional circumstances.
- The price of shares on the exchange may differ from the redemption price of the capital management company.
- Environmental, social or governance events or conditions may have a negative impact on the investment.
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