Braunschweigische Landessparkasse

Braunschweigische Landessparkasse (BLSK) is a municipal savings bank in the region of the former Duchy of Braunschweig that now belong to the state of Lower Saxony. It comprises the city of Braunschweig and parts of Salzgitter, in the districts of Helmstedt, Holzminden and Wolfenbüttel as well as in parts of the districts of Goslar, Northeim, Osterode and Peine with over 100 branches. This organisation has its roots in this former Duchy of Braunschweig since BLSK dates back to the "Herzogliche Leyhaus" founded by Carl I. in 1765. BLSK now acts as a savings bank with strong municipal connections and its own market presence. From corporate banking to private banking, BLSK offers its customers the entire range of products and services of a savings bank.

BLSK is part of NORD/LB in the form of an "AidA" (as an institution within the institution of Norddeutsche Landesbank).

>Braunschweigische Landessparkasse (only in german)


Caplantic GmbH (100%)

Caplantic GmbH is active in the field of alternative assets as a service provider, risk manager and portfolio manager. The company's services include the structuring, management and risk management of investment products in non-liquid asset classes such as aircraft, ship and real estate financing as well as infrastructure and renewable energies.
NORD/LB holds 100 per cent of Caplantic GmbH.




KreditServices Nord (100%)

The purpose of the company is to act as an IT provider, in particular providing IT end devices, IT infrastructures and applications as well as technology in the context of processing standardised back office activities in the banking business.

NORD/LB holds a 100-percent stake in KreditServices Nord.

>KreditServices Nord (only in German)



NORD/FM Norddeutsche Facility Management GmbH (100%)

NORD/FM Norddeutsche Facility Management GmbH is a wholly owned subsidiary of the NORD/LB Group. NORD/FM’s range of services covers all areas of commercial, technical and infrastructure facility management as well as construction supervision. Over the past few years, NORD/FM has successfully established itself on the market and gained the trust of a large number of new customers. Not only customers from the Savings Bank Finance Association commission NORD/FM with the optimisation of their real estate from a holistic perspective, but also public and private clients, primarily from the northern, western and eastern German regions.

NORD/LB holds a 100-percent stake in NORD/FM Norddeutsche Facility Management GmbH.

>Norddeutsche Facility Management GmbH (only in german)


Landesbausparkasse NordWest (LBS) (14,43%)

With its partners LBS (Landesbausparkasse NordWest) and LBS Immobilien, NORD/LB completes its range of products and services for private customers in the construction and housing sectors. Building savings contracts are tailored to the subsequent acquisition of ownership and the special customer needs. Together with LBS or LBS Immobilien, NORD/LB offers its customers comprehensive support and professional know-how – from objective, expert advice to the financing and acquisition of real estate.

NORD/LB holds 14.43 per cent of the guarantor's capital in LBS.

LBSNordWest (only in german)


NORD/LB Leasing GmbH (100%)

Following the name change on 1 November 2018, BLB Leasing GmbH is now called NORD/LB Leasing GmbH. It serves SME customers from the commercial and trade sectors as well as the self-employed. NORD/LB Leasing GmbH’s business area is equipment leasing.

NORD/LB Leasing GmbH’s aim is to offer optimal and needs-based leasing solutions for the company and market-specific requirements of NORD/LB customers, based on fiscally impeccable contractual arrangements.

NORD/LB holds 100 percent of NORD/LB Leasing GmbH.

NORD/LB Leasing GmbH


NORD/LB Luxembourg S.A. Covered Bond Bank (100%)

Following the merger of NORD/LB Luxembourg with the subsidiary NORD/LB Covered Finance Bank, the new bank was renamed NORD/LB Luxembourg S.A. Covered Bond Bank as of 31 May 2015 and is a wholly owned subsidiary of NORD/LB.

NORD/LB Luxembourg Covered Bond Bank is a specialist bank and makes a valuable contribution to refinancing the NORD/LB Group's core business by issuing covered bonds under Luxembourg law ("Lettres de Gage"). The issued "Letters de Gage publicques" are rated Aa3 and AAA by Moody's and FITCH Ratings. The good ratings make NORD/LB Luxembourg Covered Bond Bank’s covered bond a sought-after product among international investors. The bank has its own market presence on the international money and capital markets and exclusively sells fixed-income and structured products under its regional sales responsibility for the Group in Europe.

In the lending business, the bank focuses on variable-rate loans, short-term fixed-rate loans, bilateral credit lines and complex syndicated financing with the assumption of the facility agent function, in cooperation with corporate clients and structured finance. The moderate size, state-of-the-art IT platform and a motivated team of experienced and competent employees make NORD/LB Luxembourg Covered Bond Bank a flexible and reliable partner for other Group units and customers.

>NORD/LB Luxembourg S.A. Covered Bond Bank



Öffentliche Versicherung Braunschweig (75%)

Öffentliche Versicherung Braunschweig is the market leader in south-eastern Lower Saxony as a life and property insurance company, and as an institution of Braunschweigische Landesbrandversicherung. With over 240 years of experience, it is one of the most long-standing insurance companies in Germany. It is the ideal network partner for NORD/LB with the densest service network of all insurers in its sales region and its innovative product and consulting services.

NORD/LB holds 75 percent of the guarantor's capital of ÖVB.

>ÖVB Öffentliche Versicherung Braunschweig (only in german)