Tailored to Your Goals and Preferences

Active Portfolio Management Across Asset Classes

Our objective is to manage your assets in accordance with your investment objectives and risk tolerance. Within our individual asset management (IAM), we follow an active portfolio management approach across the asset classes of equities, fixed income securities and cash. Our investment decisions are based on research conducted by NORD/LB. Volatility and downside risks are also taken into account in our analysis and portfolio management. Aggressive investment strategies and leveraged financial instruments are not part of our investment approach.

Your Preferences Shape the Strategy

As part of our individual asset management service, you can choose from a range of investment options covering equities, fixed income securities and cash. You also determine the allocation ranges for these asset classes.

Your assets are managed in line with the selected strategy and the agreements reached with you. Continuous monitoring of the capital markets and regular reviews form part of our investment process.

This service is available for investment volumes of €100,000 or more. For lower investment amounts, investors may invest in our NORD/LB funds, which reflect the different strategies available within our IAM offering.

External Assessment of Our Asset Management Services

Our asset management offering is regularly reviewed by independent expert panels. For example, the specialist publication Elite Report, in cooperation with Handelsblatt, regularly evaluates a large number of wealth managers in German-speaking countries. Our services have been included among the recognised providers in these assessments on multiple occasions.

Do you have any questions? Feel free to contact us.

Opportunities and risks of asset management

Opportunities
- Price increases in the equity segment due to market, industry and company-related factors
- Exchange rate opportunities in the bond segment due to changes in interest rates and debtor credit rating
- Risk diversification through global investment in equities, interest-bearing securities and money market assets
- Broad diversification by company, country and sector in the equity segment
- Broad diversification by debtor and maturity in the bond segment
- Objective selection and weighting of all financial instruments based on fundamental and technical analyses

Risks
- Price losses due to changes in the value of investments in the equity and/or bond segment
- The value of managed assets may fall below the initial value (no capital guarantee)
- Rising interest rates on the capital market can lead to price losses on interest-bearing investments
- A deterioration in the credit rating (up to payment default) of individual bond debtors (e.g. states or companies) can lead to price losses in the bond segment
- Supply and demand-related restrictions on the tradability of financial instruments can lead to the permanent or temporary inability to sell investments or only at prices that are not in line with the market
- Additional incidental costs incurred (transaction costs, commissions) can affect performance

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