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Transition to T+1 Settlement What Changes and When? What Changes and When? What changes from 7 December 2026? 7 December 2026 is the first important milestone of the T+1 initiative. Although the actual T+1 settlement cycle will only be introduced in October 2027, new regulatory requirements will already come into force on this date. These requirements relate to the pre-settlement processes, particularly the exchange of allocations, where relevant to the client relationship, and confirmations between investment firms and their professional clients. From this date onwards: Allocations and confirmations must be exchanged electronically and transmitted in a standardized, machine-readable format. The relevant information must be exchanged between the involved parties no later than 11:00 p.m. on the trade date (T). For clients, this means that existing communication and coordination processes should be reviewed and, where necessary, migrated to electronic and standardized transmission channels. According to ESMA, from 7 December 2026 exclusively manual or unstructured transmission of allocations and confirmations, for example via fax, PDF documents, or unstructured email, will no longer meet regulatory requirements. What changes from 11 October 2027? With the European-wide go-live on 11 October 2027, the transition of the standard settlement cycle from T+2 to T+1 will take effect. From this point onwards, the delivery of securities and the related payment will generally occur one business day after trade execution. Consequently, the timeframe for the entire post-trade process will be significantly shortened. Your contact T+1 Project send an e-mail...

Transition to T+1 Settlement Settlement Process Settlement Process What role does my custodian play? Your custodian plays a central role in the settlement process. It ensures that securities and cash payments can be delivered or received within the required timeframes. For questions regarding your individual settlement processes, deadlines, or technical requirements, please contact your custodian directly. Transactions involving a Third-Party Custodian Custody with NORD/LB If your custody account is maintained directly with NORD/LB, we are currently working with our service provider to optimize existing processes. Particular consideration is being given to the time requirements arising from the T+1 settlement cycle. Once the future processes have been fully agreed upon, we will provide further information accordingly. If your individual settlement processes already involve specific requirements or coordination needs, please feel free to contact us using the contact details provided below. Custody with a Third-Party Bank Particular attention is required for transactions where securities are not held with NORD/LB but with a third-party custodian. In such cases, the information required for settlement must be exchanged between the client, broker, and custodian within the shortened regulatory deadlines. This particularly includes: Settlement Instructions Especially in third-party custody arrangements, close coordination between all involved parties is recommended to ensure timely processing of transaction data and to avoid potential settlement fails. Your contact T+1 Project send an e-mail...

Transition to T+1 Settlement Allocations Allocations What deadlines apply? In a T+1 environment, allocations should be transmitted as soon as possible after trade execution in an electronic, standardized, and machine-readable format. The required allocation information should generally be exchanged no later than 11:00 p.m. on the trade date (T) to allow sufficient time for the subsequent matching, confirmation, and settlement processes ahead of settlement on the following business day (T+1). What solutions does NORD/LB offer? DTCC CTM (Central Trade Manager) For allocation processing, NORD/LB will preferentially use DTCC CTM (Central Trade Manager) as the central communication platform for the electronic exchange of allocations and confirmations. SWIFT ISO 15022 (MT502) If DTCC CTM (Central Trade Manager) is not available to you, allocations may alternatively be transmitted to NORD/LB via the SWIFT message type MT502. Note: NORD/LB is also evaluating the introduction of allocation receipt via ISO 20022 MX setr.026 during the first quarter of 2027. Your contact T+1 Project send an e-mail...

Transition to T+1 Settlement Communication Channels & Formats Communication Channels & Formats The LEI of NORD/LB is: LEI: DSNHHQ2B9X5N6OUJ1236 Communication Details for Allocations, Confirmations and SSI For electronic exchange via DTCC CTM (Central Trade Manager) and retrieval of SSI data via DTCC ALERT, please use the following identifiers: NORD/LB CTM Acronym: NOLADE2H NORD/LB ALERT Acronym: NORDLB For communication via SWIFT MT502 and MT515, the following BICs apply: Messages sent to NORD/LB: NOLADE2H Messages received from NORD/LB: NOLADE2H Please send ISO 20022 XML confirmations or SSI information via email to: Transaction.Processing@nordlb.de What information do we require from you? If you have not yet provided us with feedback, we kindly ask you to complete the feedback form and return it to: T1onboarding@nordlb.de Feedback Form...

Transition to T+1 Settlement Transition to T+1 Settlement T+1 stands for “Trade Date plus 1 Business Day.” This means that securities transactions will, in future, be settled just one business day after the trade date. For the European capital market, this represents a reduction of the current standard settlement cycle from T+2 to T+1. As a result, the time available for all post-trade processes will be shortened, particularly for allocations, trade confirmations, and the transmission of settlement instructions. T+1 at a Glance Read more What Changes and When? Read more Settlement Process Read more Allocations Read more Confirmations Read more Communication Channels & Formats Read more What information do we require from you? If you have not yet provided us with feedback, we kindly ask you to complete the feedback form and return it to: T1onboarding@nordlb.de Feedback Form Your contact T+1 Project send an e-mail...

Data protection Privacy Notices for NORD/LB social media channels Privacy Notices for NORD/LB social media channels Provider/Controller Norddeutsche Landesbank - Girozentrale - Friedrichswall 10 30159 Hanover Germany Phone: +49 (0) 511 361-0 E-mail: kundenservice@nordlb.de Social media channels Facebook LinkedIn Xing YouTube X Instagram Facebook Meta Platforms Ireland Ltd. (Facebook) is generally responsible for the collection and further processing of personal user data on Facebook's websites, even if you do not have a Facebook user account. Please note that Facebook collects and processes information about your visit to our Facebook page, even if you do not have a user account or are not logged in. For more information on Facebook's processing of personal data, please refer to Facebook's Privacy Policy . As the operator of this Facebook page, we can only access your public profile on Facebook. The information we can see depends on your profile settings. In addition, we process your personal data, such as your name and the content of your messages, inquiries or posts, when you contact us via our Facebook page. We use this data to respond to your contributions and to respond to your inquiries if necessary. In addition, Facebook provides us with so-called Page Insights data. This data consists of anonymous statistics that help us evaluate the quality of our Facebook page and content. The statistics are compiled based on usage data that Facebook collects through your interactions with our site. We do not have access to this usage data. Facebook is committed to taking primary responsibility for the processing of Page Insights data and ensuring that your rights under the EU General Data Protection Regulation (GDPR) are respected. Facebook will also provide you with the relevant information about the applicable agreements. The processing of your data is carried out based on our legitimate interest in accordance with Art. 6 (1) (f) GDPR. This allows us to respond to your requests or posts and to identify usage preferences (such as the number of followers, views of individual page sections, and user statistics by age, geography, and language). This allows us to adapt and improve our offer on the Facebook page in a targeted manner. We store your personal data on our systems, i.e. outside of Facebook, for as long as this is necessary for the collection or for as long as there are legal retention obligations. There is no legal or contractual obligation to provide us with your personal data. However, certain features of our website may depend on the provision of this information. Failure to provide personal information in such cases may result in some features not being available or being limited. For the design and maintenance of this Facebook page, we may use qualified service providers as processors (e.g. dialogue marketing agencies). These service providers are contractually obligated in accordance with Art. 28 GDPR and process personal data exclusively on our instructions to fulfil the stated purposes, to protect our legitimate interests or if you have consented. It is possible that some of the information collected may also be processed by Facebook outside the European Union, especially in the United States. Facebook ensures an adequate level of data protection for such data transfers by applying the European Commission's Standard Contractual Clauses. To exercise your rights regarding data processing by Facebook, please contact Facebook directly via the contact options provided on its websites. In other cases, or if you have any further questions, you can always send us an e-mail to datenschutz@nordlb.de or kundenservice@nordlb.de . LinkedIn The responsibility for the collection and processing of personal user data on the LinkedIn websites lies with LinkedIn Ireland Unlimited Company, Wilton Place, Dublin 2, Ireland. Please note that LinkedIn collects and processes information about your visit to our LinkedIn page even if you do not have a LinkedIn user account or are not logged in. Detailed information on LinkedIn's processing of personal data can be found in LinkedIn's Privacy Policy . As the operator of our LinkedIn page, we have access to your public profile on LinkedIn. The information we can view depends on your profile settings. In addition, we process your personal data, such as your name and the content of your messages, inquiries or posts, when you contact us via our LinkedIn page. We use this data to respond to your contributions and to respond to your inquiries if necessary. In addition, LinkedIn provides us with so-called page analytics data. These anonymous statistics allow us to evaluate the quality of our LinkedIn page and content. The statistics are based on usage data that LinkedIn collects through your interactions with our site, which we do not have access to. The processing of this data is carried out based on our legitimate interest in accordance with Art. 6 (1) (f) GDPR. This helps us to get in touch with you and identify usage preferences (such as the number of followers, views of individual page sections and user statistics by age, geography and language) to tailor and improve our offer on the LinkedIn page. We store your personal data on our systems, i.e. outside of LinkedIn, for as long as this is necessary for the collection or for as long as there are legal retention obligations. There is no legal or contractual obligation to provide us with your personal data. However, certain features of our website may depend on the provision of this information. Failure to provide personal information in such cases may result in some features not being available or being limited. It is possible that some of the information collected may also be processed outside the European Union by LinkedIn Corporation and its subsidiaries in the United States. LinkedIn ensures an adequate level of data protection for such data transfers by applying the European Commission's Standard Contractual Clauses. For the design and maintenance of this LinkedIn page, we may also use qualified service providers as processors (e.g. dialogue marketing agencies). These service providers are contractually obligated in accordance with Art. 28 GDPR and process personal data exclusively on our instructions to fulfil the stated purposes, to protect our legitimate interests or if you have consented. Xing The responsibility for the collection and processing of personal user data on the Xing websites lies with New Work SE, Dammtorstraße 30, 20354 Hamburg, Germany. Please note that Xing collects and processes information about your visit to our Xing website even if you do not have a user account with Xing or are not logged in. Detailed information on the processing of personal data by Xing can be found in the privacy policy of Xing. As the operator of this Xing page, we have access to your public profile on Xing. The information we can view depends on your profile settings. In addition, we process your personal data, such as your name and the content of your messages, inquiries or posts, when you contact us via our Xing page. We use this data to respond to your contributions and to respond to your inquiries if necessary. In addition, Xing provides us with so-called page insights data. These anonymous statistics enable us to evaluate the quality of our Xing page and our content. The statistics are based on usage data that Xing collects through your interactions with our site, to which we do not have access. The processing of this data is carried out based on our legitimate interest in accordance with Art. 6 (1) (f) GDPR. This helps us to get in touch with you and to identify usage preferences (such as the number of followers, the views of individual page sections and user statistics by age, geography and language) to adapt and improve our offer on the Xing page in a targeted manner. We store your personal data on our systems, i.e. outside of Xing, if this is necessary for the collection or if there are legal retention obligations. There is no legal or contractual obligation to provide us with your personal data. However, processing of your personal data by New Work is necessary if you want to visit our Xing page. For the design and maintenance of this Xing page, we can also use qualified service providers as processors (e.g. dialogue marketing agencies). These service providers are contractually obligated in accordance with Art. 28 GDPR and process personal data exclusively on our instructions to fulfil the stated purposes, to protect our legitimate interests or if you have consented. YouTube Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA, is solely responsible for the collection and processing of personal data on the YouTube websites. The type of data that Google collects on these pages is beyond our knowledge and sphere of influence of NORD/LB. Detailed information on the processing of personal data by YouTube can be found in Google's privacy policy. As the operator of this YouTube account, we only have access to your public profile on YouTube. The information that is visible there depends on your profile settings. In addition, we process personal data, such as your name and the content of your messages, inquiries or posts, when you contact us via our YouTube page. We use this data to respond to your contributions and to provide answers if necessary. In addition, YouTube provides us with so-called Page Insights data. These anonymous statistics help us evaluate the quality of our YouTube page and content. The statistics are based on usage data that YouTube collects through your interactions with our site, which we do not have access to. The processing of this data is carried out based on our legitimate interest in accordance with Art. 6 (1) (f) GDPR. This is used in particular to contact you and process your inquiries or posts, as well as to identify usage preferences (e.g. number of followers, views of individual page areas, user statistics by age, geography and language) to adapt and improve our offer on the YouTube page in a way that is tailored to the target group. Your personal data is not stored on our systems but remains within YouTube. You are not legally or contractually obliged to provide us with your personal data. However, if you wish to visit our YouTube page, it is unavoidable that YouTube will process your personal data. For the design and maintenance of this YouTube page, we can also use qualified service providers as processors, such as dialogue marketing agencies. These processors are contractually obligated in accordance with Art. 28 GDPR and process personal data exclusively on our instructions for the purposes mentioned (e.g. to answer your inquiries), to pursue our legitimate interests or to the extent that you have consented to this. X The responsibility for the collection and processing of personal user data on X's websites lies exclusively with X Corp., 865 FM 1209, Bastrop, TX 78602. What data X collects on these pages is beyond our knowledge and sphere of influence of NORD/LB. Detailed information on the processing of personal data by X can be found in X's Privacy Policy. As the operator of this X-page, we only have access to your public profile at X. The information that is visible there depends on your profile settings. In addition, we process personal data, such as your name and the content of your messages, inquiries or posts, when you contact us via our X-page. We use this data to respond to your contributions and to provide answers if necessary. In addition, X provides us with so-called page insights data. These anonymous statistics allow us to evaluate the quality of our X-Page and our content. The statistics are based on usage data that X collects through your interactions with our site, which we do not have access to. The processing of this data is carried out based on our legitimate interest in accordance with Art. 6 (1) (f) GDPR. This is intended in particular to get in touch with you, to process your inquiries or posts and to identify usage preferences (e.g. number of followers, views of individual page areas, user statistics by age, geography and language) in order to adapt and improve our offer on the X-page in a way that is tailored to the target group. Your personal data is not stored on our systems, but remains within X. You are not legally or contractually obliged to provide us with your personal data. However, if you wish to visit our X site, it is unavoidable that your personal data will be processed by X. For the design and support of this X-page, we can also use qualified service providers as processors, such as dialogue marketing agencies. These processors are contractually obligated in accordance with Art. 28 GDPR and process personal data exclusively on our instructions for the purposes mentioned (e.g. to answer your inquiries), to pursue our legitimate interests or to the extent that you have consented to this. Instagram Meta Platforms Ireland Limited, Merrion Road, Dublin 4, D04 X2K5, Ireland, is solely responsible for the collection and processing of personal data on Instagram's websites. The type of data that Meta collects on these pages is beyond our knowledge and sphere of influence of NORD/LB. Detailed information on Instagram's processing of personal data can be found in Meta's privacy policy. As the operator of this Instagram account, we only have access to your public profile on Instagram. The information that is visible there depends on your profile settings. In addition, we process personal data, such as your name and the content of your messages, inquiries or posts, when you contact us via our Instagram page. We use this data to respond to your contributions and to provide answers if necessary. In addition, Instagram provides us with so-called Page Insights data. These anonymous statistics help us evaluate the quality of our Instagram page and content. The statistics are based on usage data that Instagram collects through your interactions with our page, which we do not have access to. The processing of this data is carried out based on our legitimate interest in accordance with Art. 6 (1) (f) GDPR. This is intended in particular to get in touch with you and process your inquiries or posts, as well as to identify usage preferences (e.g. number of followers, views of individual page areas, user statistics by age, geography and language) in order to adapt and improve our offer on the Instagram page in a way that is tailored to the target group. Your personal data is not stored on our systems but remains within Instagram. You are not legally or contractually obliged to provide us with your personal data. However, if you wish to visit our Instagram page, it is unavoidable that your personal data will be processed by Instagram. For the design and support of this Instagram page, we can also use qualified service providers as processors, such as dialogue marketing agencies. These processors are contractually obliged in accordance with Art. 28 GDPR and process personal data exclusively on our instructions for the purposes mentioned (e.g. to answer your enquiries), to pursue our legitimate interests or to the extent that you have consented to this What data protection rights do you have? 1. Rights of data subjects pursuant to Art. 15 – 20 GDPR You have the following rights under the General Data Protection Regulation (GDPR): Right to information (Art. 15 GDPR): You have the right to receive information from us about whether and which personal data about you is being processed. Right to rectification (Art. 16 GDPR): You can request the rectification of inaccurate or incomplete personal data concerning you. Right to erasure (Art. 17 GDPR): You have the right to request the deletion of your personal data, provided that the legal requirements are met. Right to restriction of processing (Art. 18 GDPR): You can request the restriction of the processing of your personal data if certain conditions are met. Right to data portability (Art. 20 GDPR): You have the right to receive the personal data concerning you that you have provided to us in a structured, commonly used and machine-readable format and to transmit it to another controller. Please note that the restrictions in accordance with § 34 and § 35 of the Federal Data Protection Act (BDSG) apply to the right to information and the request for deletion. In addition, you have the right to complain to a data protection supervisory authority if you believe that the processing of your personal data violates the GDPR. The responsible data protection supervisory authority for NLB is the State Commissioner for Data Protection and Freedom of Information of Lower Saxony. 2. Right of revocation in accordance with Art. 7 (3) GDPR If you have consented to the processing of your personal data by us, you have the right to withdraw this consent at any time. The withdrawal does not affect the lawfulness of the processing of your personal data that has taken place up to that point. In addition, it remains possible to continue processing this data based on other legal bases, such as to comply with legal obligations (see section "Legal bases for processing"). 3. Right to object in accordance with Art. 21 GDPR You have the right to object to the processing of your personal data at any time if this is carried out based on Art. 6 (1) (e) GDPR (data processing in the public interest) or Art. 6 (1) (f) GDPR (data processing based on a balancing of interests) and you can cite reasons arising from your specific situation. In the event of an objection, we will only continue to process your personal data if we can demonstrate compelling and legitimate grounds that override your interests, rights and freedoms. Alternatively, further processing is permissible if it serves to assert, exercise or defend legal claims....

Data protection Privacy Notices of the NORD/LB homepage Privacy Notices of the NORD/LB homepage Principles/Accountability We are pleased to welcome you to our website and thank you for your interest in our company. The protection of your personal data and the preservation of your privacy are of the utmost importance to NORD/LB as the responsible body. That's why we take data protection very seriously. Due to the rapid technical developments, it may be necessary to adapt our privacy policy for the NORD/LB homepage from time to time. The current version of the privacy policy can always be found on this page. Please note that all changes will only apply to future applications. A retroactive change to the data protection notice will only take place if this is required by law. The content of the platform www.nordlb.com is operated by: Norddeutsche Landesbank - Girozentrale - Friedrichswall 10 30159 Hanover Germany E-mail: kundenservice@nordlb.de Collection and processing of your personal data When you visit our websites, we collect certain information about the browser and operating system you use. This includes the date and time of your visit, the access status (e.g. whether access to a website was successful or whether an error message was displayed), the use of website functions, any search terms entered, the frequency of your visits to individual pages, the name of the files retrieved, and the amount of data transferred. We also store the web page from which you came to our sites and the web page you visit from our sites, whether by clicking on links or by entering a domain directly into the input field of the same tab or window of your browser. For security reasons, to prevent and detect attacks on our websites or fraud attempts, we store your IP address and the name of your Internet Service Provider for a period of seven days. For information on the cookies used, please refer to the relevant information that we provide to you. We only store other personal data if you provide it to us as part of a registration, a contact form, a survey, a competition or for the execution of a contract. In these cases, we will only store your personal data if you have given us your consent or if this is permitted by applicable legislation. You are not legally or contractually obliged to provide us with your personal data. However, certain features of our websites may depend on the provision of personal data. In these cases, failure to provide your information may result in these features not being available or being available to a limited extent. Purposes of use We use the personal data that we collect when you visit our websites to offer you the most pleasant experience possible and to protect our IT systems from cyber-attacks and other illegal activities. If you also provide us with further personal data as part of a registration, a contact form, a survey, a competition or for the execution of a contract, we will use this information for the purposes mentioned, to administer our customers and, if necessary, to process and settle business transactions, in each case to the extent necessary. Transfer of personal data to third parties, social plugins, YouTube For links to social networks such as Facebook, Instagram, LinkedIn, Xing, YouTube and X, we use so-called social plugins that facilitate the sharing or retrieval of content on these networks. We implement technical solutions that ensure that no connection to the servers of the social network operators is established without your activation of the social plugin. Only when you activate the deactivated social plugin do you give your consent to the transfer of data to the respective social network. With the activation, data is passed on to third parties. Without your activation, no data will be transferred to the operators of the social networks. Information on the privacy policies of social networks can be found as follows: Facebook LinkedIn Xing X Instagram Google Evaluation of usage data and use of analysis tools We strive to continuously optimize the content of our website and to better tailor it to your interests. For this purpose, we use https://trackboxx.com/ , an open-source software for the statistical analysis of visitor access. Your IP address is anonymised immediately after processing before it is stored. The information resulting from your use of this website is stored on servers in Germany. Trackboxx is based in Germany and thus in the European Economic Area (EEA). This means that no data is transmitted to a third country that is unsafe in terms of data protection. Usage-Based Information As part of the network, NORD/LB is currently working with several cooperation partners. If you have given your consent, your data will be transmitted to and stored by these partners: Öffentliche Versicherung Braunschweig, Theodor-Heuss-Str. 10, 38122 Braunschweig, Germany Öffentliche Versicherung Bremen, Martinistraße 30, 28195 Bremen, Germany VGH (Versicherungsgruppe Hannover), Schiffgraben 4, 30159 Hanover, Germany LBS Landesbausparkasse NordWest, 48130 Münster LBS Immobilien GmbH Berlin-Hannover, Kattenbrookstrift 33, 30539 Hanover, Germany DekaBank GmbH, P.O. Box 110523, 60040 Frankfurt, Germany Deutsche Leasing AG and its operating companies, Fröhlingstr. 15 - 31, 61352 Bad Homburg, Germany* Deutsche Factoring Bank GmbH & Co. KG, Langenstraße 15 - 21, 28195 Bremen, Germany* Euler Hermes Kreditversicherungs AG, Friedensallee 254, 22746 Hamburg, Germany* S-Kreditpartner GmbH, Prinzregentenstraße 25, 10715 Berlin, Germany KfW Kreditanstalt für Wiederaufbau, Palmengartenstr. 5-9, 60325 Frankfurt, Germany Landesbank Baden-Württemberg, Am Hauptbahnhof 2, 70173 Stuttgart, Germany NORD/LB Leasing GmbH, P.O. Box 107945, 28079 Bremen, Germany * Use only for commercial customers Security We attach great importance to a high level of security in the collection and processing of your data. NORD/LB implements effective technical and organizational measures to protect your data from manipulation, loss, destruction and unauthorised access. Our security measures are continuously improved and adapted to the latest technological developments. Legal basis for processing The processing of your personal data is carried out on various legal bases: Consent: If you have given us your consent (Art. 6 (1) (a) GDPR). Performance of a contract: When initiating or performing a contract with you (Art. 6 (1) (b) GDPR). Legal obligations: If the processing is necessary to comply with legal requirements (Art. 6 (1) (c) GDPR). Legitimate interests: To safeguard our or third parties' legitimate interests, such as ensuring IT functionality and marketing products (Art. 6 (1) (f) GDPR). When weighing up the interests, we take into account the type of data, the purpose of processing, the circumstances and your interest in data protection. Deletion of your personal data We process and store your personal data for the duration of our business relationship, including the initiation and execution of contracts. This business relationship is usually long-term. In addition, we are bound by statutory retention and documentation obligations, which provide for periods of two to ten years, depending on the respective laws (e.g. HGB, AO, KWG, GwG, WpHG). The storage period is also based on the statutory limitation periods, which are usually three years, but can last up to thirty years in certain cases. Telephone recordings in the context of telephone banking are deleted after 13 months, while recordings related to investment services are kept for five to seven years. Other telephone recordings are deleted after six months at the latest. Rights of data subjects Rights of data subjects according to Art. 15 – 20 GDPR You have the following rights under the GDPR: Right of access (Art. 15 GDPR): You can request information about the processing of your personal data. Right to rectification (Art. 16 GDPR): You have the right to have incorrect or incomplete data corrected. Right to erasure (Art. 17 GDPR): You can request the deletion of your data, if there are no statutory retention obligations. Right to restriction (Art. 18 GDPR): You can request the restriction of the processing of your data under certain conditions. Right to data portability (Art. 20 GDPR): You have the right to receive your data in a structured, commonly used format. Right of revocation (Art. 7 (3) GDPR): You can revoke your consent to the processing of your personal data at any time without affecting the lawfulness of the previous processing. Right to object (Art. 21 GDPR): You have the right to object to the processing of your data at any time if it is carried out in the public interest or based on a balancing of interests. In this case, we will only continue to process your data if there are compelling legitimate reasons that outweigh your interests. The objection can be made in any form and should be addressed to: Norddeutsche Landesbank - Girozentrale - Friedrichswall 10 30159 Hanover Germany Phone: +49 (0) 511 361-0 Fax: +49 (0) 511 361-2502 E-mail: kundenservice@nordlb.de / kundenservice@blsk.de Please note that the restrictions under § 34 and § 35 BDSG apply to the right to information and deletion. In addition, you have the right to complain to a data protection supervisory authority, whereby the competent authority for NORD/LB is the State Commissioner for Data Protection and Freedom of Information of Lower Saxony. Data transfer to recipients outside the European Economic Area If you activate social plugins, play YouTube videos or use Google Maps (e.g. in the directions on our homepage), personal data may be transferred to recipients in countries outside the EU as well as in the USA and India. The EU recognizes an adequate level of protection for the processing of personal data in certain countries, including Andorra, Argentina, Canada (to a limited extent), Israel and Japan. For other countries, we agree on EU standard contractual clauses or binding corporate rules to ensure an adequate level of protection....

Career NORD/LB as an employer NORD/LB is an employer that offers an appealing package of modern benefits and a diverse range of attractive responsibilities. Central corporate values form the basis for a high-performing culture that helps us achieve our challenging goals. NORD/LB is distinguished by the breadth of its development prospects, fairness, a team spirit, respect and the willingness to take responsibility in many regards. In turn, NORD/LB gives its employees the space they need - the space to perform. Apply now! Apply for our vacancies now! Apply for open positions via our online job board. Please note that this is the exclusive entry channel for applications. Thank you for your interest, we look forward to receiving your application! Job offers (only in german) What we offer as an employer Individual qualification Our training concept is the only one of its kind within the industry, offering professional qualifications, personal coaching, mentoring support, and individual offers, such as exam preparation. Networking and cooperation Cooperation and teamwork are essential factors in the success of our bank – and the basis for you to establish yourself quickly at our company. You will be part of the NORD/LB community right from the outset. Security for your future job and career Our goal is for you to be part of our company beyond your apprenticeship/training period. With almost 100% of trainees and apprentices going on to work for the company and excellent development prospects, you can see we are true to our word. Work-life balance Balancing work and leisure is important. For you, this starts with planning where you’ll be deployed – a plan that is ambitious, flexible and designed in a way that leaves enough time for you. Regionality and a top international performance We are a German bank. As a trainee, you contribute to both national and international success, e.g. in energy financing. Remuneration As a fair company, we offer attractive, market-oriented remuneration. We reward outstanding work with special personal recognition. Leadership and supervision We give you peace of mind: You will receive one-to-one support – from personal apprenticeship and training supervisors. You can look forward to a working environment shaped by respect. A top employer Every day we work according to our values – performance and responsibility, trust and sustainability. Learn more about us – and send us your application! What you will do, shape and take responsibility for Assuming responsibility Make the most of the development opportunities on offer. What we expect from you: Take responsibility – be open about what you want and expect, and please stick to your promises. Customer focus If you enjoy dealing with people and demonstrate a high level of service orientation, then you’re in the right place – helping us to ensure the long-term satisfaction of our customers! Focus on performance and results Achieving challenging goals and taking a consistent approach to tasks – this forms the basis for improving on a personal level and in the way you work. This is the ambition we expect from you. Intrinsic motivation With intrinsic motivation, we can achieve the best results from our experience. Take the opportunity to use your initiative and overcome unique challenges. Innovative thinking and action We value independent and creative cooperation. Apply your experience, knowledge, methods and skills. Tell us what you think needs to change! Solution-based thinking A methodological and solution-oriented approach – this is how we achieve the bank’s objectives. We are open to potential improvements and support you in your willingness to learn and develop. Contribute to shaping change We see change as an opportunity. This means being open-minded to change. We’ll support you with this and expect you to be flexible in dealing with changes. Show passion For us, passion means showing courage and commitment in value-adding cooperation. Seize opportunities and get involved with innovative ideas....

Financial Markets Corporate Sales Corporate Sales: Risk Management Research-Ticker Changes in the financial markets constantly create risks and opportunities. Responding flexible to changes not only limits commercial risks, but rather takes advantage of current market movements. Making the right business decision at the right time, requires full transparency on your financing and currency risks. Risks can be managed and hedged through the targeted use of modern derivative financial instruments. In addition to classic products, such as swaps, options or forward foreign currency transactions, we develop customised hedging strategies. Our balanced opportunity-risk analysis is the basis to create suitable risk strategies and develop tailor-made solutions that fit your needs. Benefit from a personal contact, who deals with the dynamics of the financial markets on a daily basis, keeps an eye on your existing positions and recognises risks and opportunities. Oct 12 Floor Research NORD/LB Issuer View - Landesbank Baden-Württemberg Oct 7 Floor Research NORD/LB Covered Bond & SSA View - Topics: Market overviews / The rating approa... Oct 6 Floor Research NORD/LB Issuer View - ABN AMRO Oct 2 Floor Research NORD/LB Issuer Guide - German Agencies 2026 Sep 30 Floor Research NORD/LB Covered Bond & SSA View - Topics: Market overviews / Fitch: covered bo... Sep 28 Research Economic Adviser english October 2026 Sep 22 Floor Research NORD/LB Issuer View - Evangelische Bank Sep 21 Floor Research NORD/LB Issuer View - Banco Santander Sep 16 Floor Research NORD/LB Covered Bond & SSA View - Topics: Market overviews / Transparency requ... Sep 15 Floor Research NORD/LB Covered Bond Special - Transparency requirements §28 PfandBG Q2/2026 S... Sep 15 Floor Research NORD/LB Covered Bond Special - Transparency requirements §28 PfandBG Q2/2026 Sep 14 Floor Research NORD/LB Issuer View - NATIXIS Pfandbriefbank Sep 14 Floor Research NORD/LB Issuer View - Landesbank Saar Sep 9 Floor Research NORD/LB Covered Bond & SSA View - Topics: Market overviews / ECBC publishes an... Sep 8 Floor Research NORD/LB Issuer View - Norddeutsche Landesbank Sep 7 Floor Research NORD/LB Public Issuer View - Bayerische Landesbodenkreditanstalt (BYLABO) Overview of our services - Managing Risks – Takes Opportunities Currency and liquidity management Hedge currency fluctuations - preserve capital - increase performance Read more Interest-rate management Limit interest charge - increase flexibility Read more Portfolio analysis of all financial risks Optimise portfolios - improve value creation Read more Further information Corporate Customers Read more Infrastructure Finance Read more Energy Finance Read more Contact Sebastian Heddergott Corporate Sales | Head Phone: Call Sebastian Heddergott +49 (0) 511 361-2991 Hannover send an e-mail Team Sabrina Aschenbach Corporate Sales | Deputy line | Interest rate, FX and liquidity management Phone: Call Sabrina Aschenbach +49 (0) 511 361-8435 Hannover send an e-mail Team...

Legal Notices UK Tax Strategy UK Tax Strategy as of January 2024 This document sets out the strategic tax objectives of NORD/LB London Branch. It is primarily of relevance to the Board of Directors, finance, tax and operational personnel, but is also publicly available on NORD/LB’s website for external stakeholders in compliance with the UK tax strategy publication requirement set out in Part 2 of Schedule 19 FA 2016. Risk management and governance NORD/LB is committed to adopt appropriate governance to control the types of transactions we enter into and to comply with all relevant laws and regulations. The Board of Directors acknowledges that it has the overall responsibility for complying with the tax laws in relevant jurisdictions and approving the tax strategy. The Head of Finance is responsible for ensuring the company establishes and maintains appropriate tax compliance arrangements. The bank’s internal control systems are designed to make sure that guidelines and procedures are current and comply with relevant tax laws. The NORD/LB group implemented a Tax Compliance Management System. NORD/LB may seek external professional tax advice, where necessary, to seek clarity with local tax laws and regulations. Tax planning We confirm that tax planning is not a suitable line of business for the UK operation and that NORD/LB will not seek to develop, utilise, or market such schemes. We do not undertake tax planning that is inconsistent with the underlying economic consequences and contrary to the intentions of Parliament. We aim to comply with all domestic and international tax laws as well as standards such as OECD guidelines on arm’s length principle. UK tax risk Our tax contributions include Corporation tax, Banking surcharge, Employment taxes and VAT. Our employees are committed to act with integrity and seek to ensure that all taxes are correctly accounted for and make fair, accurate and timely disclosure in correspondence and returns, and respond to queries and information requests in a timely fashion. All tax matters are discussed and solved in co-operation with head office to ensure that senior personnel with the appropriate skill and experience are involved in key tax decisions. Relationship with tax authorities We maintain a transparent relationship with HMRC and engage in open and constructive dialogue with HMRC in order to provide clarity on relevant local tax issues. We try to seek to resolve issues, where possible, before returns are filed. The publication of this UK tax strategy statement is regarded as satisfying the statutory obligation under Para 19(2), Schedule 19, Finance Act 2016. NORD/LB has signed up to the Code of Practice on Taxation for Banks....

Press distribution Press distribution With this form you can send us your request. We store and use your entered data only for the purpose of individual communication with you. Please understand that we do not accept legally binding orders in this way. Thank you very much! Salutation Mr. Mrs. Mx. Personal data Title First name * Last name * E-Mail * Phone Editorial office * Press card * Fieldset Desired distribution list Please choose your topics. Economy Local Culture Corporate analyses Market analyses Captcha * * Please fill in the mandatory field. Submit form You can find our data protection information at the following link Contact Mario Gruppe Press Spokesperson NORD/LB Phone: Call Mario Gruppe +49 (0) 511 361-9934 Mobile: Call Mario Gruppe +49 (0) 152 0908 7808 Hannover send an e-mail Team...

Press 2020 2026 2025 2024 2023 2022 2021 2020 2019 The press releases below are provided solely for archival and record-keeping purposes and reflect the information and circumstances prevailing at the time of their publication. Subsequent changes in factual circumstances and legal requirements may mean that some statements are no longer accurate or should be interpreted differently today....

Press 2019 2026 2025 2024 2023 2022 2021 2020 2019 The press releases below are provided solely for archival and record-keeping purposes and reflect the information and circumstances prevailing at the time of their publication. Subsequent changes in factual circumstances and legal requirements may mean that some statements are no longer accurate or should be interpreted differently today....

Sustainability Environmental Financing with Sustainability-Related Features Our Financing Activities also support Transformation and Infrastructure Projects Biodiversity Use Cases in Lending As part of its lending activities, NORD/LB is exploring the potential development of biodiversity use cases that may go beyond financing alone. These approaches are intended to consider complementary measures supporting biodiversity in connection with financing, for example potential funding for conservation projects, reforestation measures or ecosystem restoration. The aim is to gradually give greater consideration to biodiversity aspects in financing decisions and, through dialogue, raise customers' awareness of the dependencies and impacts of their business models on ecosystem services. This approach may include analysing relevant dependencies and impacts and advising on complementary measures that support biodiversity. Integral part of the ESG strategy The frameworks and guidelines relevant to financing are embedded in our ESG Strategy and govern the implementation of our activities through defined governance and management processes. ESG Strategy Read more Sustainability Reporting (CSRD) Read more Review Processes & Quality Assurance Financing is classified as 'green' through a structured process: criteria-based assessment against defined frameworks and guidelines application of minimum standards and exclusion criteria documentation of the basis for decisions and traceability monitoring and regular review further development in line with regulatory requirements and market standards Reporting & Key Figures Transparency is a key element of our approach. We regularly report on our sustainability activities and selected metrics through our established reporting formats. EUR 3,684 million *& Volume of sustainable emissions (liabilities side) as of 30 Sep 2025 EUR 6,990 million * EU taxonomy-compliant share as of 30 Sep 2025 External review ISS Corporate has audited the Green Funding Reporting * according to CSRD report 2025 Selected Financing Transactions & Highlights The following examples provide context for our financing activities with sustainability-related features. They do not represent a complete overview of our portfolio. Schuby battery storage system (Schleswig-Holstein) Financing of a battery energy storage project with 238 MWh capacity to strengthen grid stability; Commissioning planned for 2026 Read more (2) Solar PV projects in Aragón (Spain) Financing of approx. €110 million for the construction and operation of three solar parks (Celta 1–3) in the Aragón region Read more Partnership with the European Investment Bank (EIB) Agreement to support small to medium-sized projects in the field of photovoltaics, onshore wind and battery storage in EU countries Read more Green Pfandbrief (benchmark) Benchmark issue over €1 billion; funds are used exclusively to finance particularly energy-efficient buildings; Annual reporting on the use of funds Read more Our frameworks and criteria for sustainable-oriented financing activities Our activities are implemented on the basis of defined frameworks and guidelines that are regularly reviewed and further developed. These include, in particular, the regulatory requirements of the EU Taxonomy, the Sustainable Loan Framework, the Transformation Guidelines and NORD/LB's Green Funding Framework. EU Taxonomy NORD/LB uses the EU Taxonomy as a regulatory classification system for economic activities. In particular, it supports: the structured assessment of environmental criteria, the determination of Taxonomy-eligible and Taxonomy-aligned shares for the respective Taxonomy-relevant exposures, transparency within non-financial and regulatory reporting. The EU Taxonomy is applied in accordance with the applicable regulatory requirements. The relevant disclosures, including Taxonomy eligibility, Taxonomy alignment and the Green Asset Ratio, are provided in the sustainability reporting. Sustainable Loan Framework (SLF) NORD/LB uses a Sustainable Loan Framework for the internal assessment and classification of sustainability-related lending exposures. The framework provides an internal catalogue of criteria for classifying financing as Sustainable Loans and is generally aligned with the EU Taxonomy. It supports the consistent application of sustainability-related criteria in the lending process as well as the internal management and analysis of the corresponding financing activities. Transformation Guidelines Through its Transformation Guidelines, NORD/LB defines the framework conditions for new business activities. They include minimum standards, general business exclusion criteria and sector-specific requirements and principles. Their purpose is to ensure that environmental, social and ethical aspects are considered in financing decisions and that ESG risks in business activities are limited. Transformation Guidelines 09/2026 Green Funding Framework The ongoing development of the Green Funding Framework takes into account regulatory requirements, prevailing market standards and the availability of the data required for its implementation. This Framework describes the criteria and processes used to assess assets for potential inclusion as the refinancing basis of certain liabilities designated as "green" and, where the relevant requirements are met, to determine their eligibility. The objective is to issue refinancing instruments backed by assets that have been assessed in accordance with the criteria set out in the Green Funding Framework. The use of proceeds is carried out in line with the requirements defined within the Framework. Assets generally eligible for consideration may include, subject to the applicable criteria and individual assessment, new buildings, renovation projects, property developments, certified existing buildings, energy-efficient building refurbishments and investments in renewable energy. In the renewable energy sector, the Green Asset Pool may, subject to the applicable criteria of the Green Funding Framework, include photovoltaic installations, onshore and offshore wind energy projects, as well as energy storage solutions. The Green Funding Framework is guided by the International Capital Market Association’s (ICMA) Green Bond Principles (GBP) and the Minimum standards for Green Pfandbriefe issued by the Association of German Pfandbrief Banks (vdp). The Second Party Opinion (SPO) provided by ISS Corporate assesses the design and structure of the Framework against recognised market standards. It does not constitute an assessment of the actual environmental impact of individual assets or financial products. Green Funding Framework 2025...

Currency and liquidity management Currency and liquidity management In a dynamic financial world characterised by fluctuating currency markets and increasing uncertainty, active liquidity management, targeted hedging against exchange rate risks and strategic investments are becoming increasingly important. Through forward-looking planning and the use of modern hedging and investment solutions, risks can be effectively minimised and financial stability secured in the long term. Currencies Currency fluctuations have a direct impact on your cost and income situation. Your individual financing and risk structure play an important role in addition to the targeted use of modern hedging products. Participate in advantageous price developments and, thereby, remain competitive. Scope of Service We offer our clients bespoke advice based on economic conditions and tailor-made solutions We develop different possibilities to reduce currency risks and highlight relevant changes on exchange rates to our clients We generate stable and continuous exchange rates to harmonise cash flows for our clients We prepare periodic analyses and forecasts to provide our clients with professional advice Benefit from Our Client Proposal You react flexibly to currency volatility You manage exchange-rate risks to the risk-bearing ability of your company You create reliability when calculating future investments and transactions You receive up-to-date market reports and comprehensive analyses of the FX-market You retain your competitiveness by participating in favourable future exchange rate developments Product portfolio Basic instruments: Spot transactions Forward exchange transactions with a term of up to 120 months NDFs (in BRL, CNY, INR and KRW) Currency options Innovative capital market products TARFs Participating forwards Liquidity and investment In times of negative investment interest rates, active liquidity and investment management is becoming increasingly important. Minimise your risks through jointly developed liquidity planning and benefit from attractive interest rates by combining different products. Scope of Service We offer analyses of our clients’ personal investment requirements by taking all individual preferences into account We provide market access to a wide range of products We are an issuing house with expertise in developing customised and tailor-made investment solutions We are using advantageous money market rates through our subsidiary in Luxembourg and our London branch, which we will pass on to our clients We prepare detailed studies on selected national and international markets Benefit from Our Client Proposal You receive individual advice based on your in-house risk guideline You optimise your investments by generating additional income and avoiding negative interest rates You benefit from attractive interest rates in a wide range of foreign currencies Together with our NORD/LB Asset Management experts, you receive access to a wide range of products and benefit from customised and structured solutions Product portfolio Basic instruments (active/passive): Overnight and term deposits in many currencies Corporate bonds Bank bonds and NORD/LB's own promissory note loans Shares, government bonds, mortgage bonds floaters Structured investment products Asset Management Mutual funds, special funds Portfolio management Here you can find an example: Forward transaction with opportunity Your contacts Sebastian Heddergott Corporate Sales | Head Phone: Call Sebastian Heddergott +49 (0) 511 361-2991 Hannover send an e-mail Team Sabrina Aschenbach Corporate Sales | Deputy line | Interest rate, FX and liquidity management Phone: Call Sabrina Aschenbach +49 (0) 511 361-8435 Hannover send an e-mail Team...