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Legal Notices
AML policy

Legal Notices AML policy Declaration on combating money laundering / USA Patriot Act Confirmation of measures to prevent money laundering and Global Certificate regarding Correspondent Accounts for NO...

§28 Covered Bond Act

Legal Notices
§28 Covered Bond Act

Legal Notices §28 Covered Bond Act Publications in accordance with §28 Covered Bond Act You can find the german publications according to § 28 Covered Bond Act here: Veröffentlichungen gemäß § 28 Pfan...

Security mechanisms

Legal Notices
Security mechanisms

Legal Notices Security mechanisms Security mechanisms of NORD/LB Security system of the savings bank financial group Savings banks are not primarily focused on maximising profits and therefore avoid e...

Legal Notices
FATCA

Legal Notices FATCA Foreign Account Tax Compliance Act (FATCA) In 2010 the USA passed the Foreign Account Tax Compliance Act (FATCA). FATCA came into force as a component of the “Hiring Incentives to ...

IBOR Transition

Legal Notices
IBOR Transition

Legal Notices IBOR Transition Important information from NORD/LB regarding the reform of the reference interest rates With the support of supervisory authorities and central banks, initiatives have be...

Legal Notices
EMIR

Legal Notices EMIR Notice with regard to the margining obligation for uncleared OTC derivatives. Based on EMIR (European Market Infrastructure Regulation) certain counterparties are obliged to exchang...

State treaty and statutes

Legal Notices
State treaty and statutes

Legal Notices State treaty and statutes State treaty and statutes of the Norddeutschen Landesbank – Girozentrale - Here you will find the current state treaty relating to NORD/LB and the constitution ...

Flat rate withholding tax

Legal Notices
Flat rate withholding tax

Legal Notices Flat rate withholding tax Information on forward exchange transactions On 1 January 2009 the flat rate withholding tax was introduced, which imposes income from capital investments (esp....

Cash Management

Cash Management

Cash Management Cash Management What do we need to do to make our treasury processes even more effective? How can we further optimise the management of our payment flows? These are just two questions ...

Issuance Programs

NORD/LB
Investor Relations
Funding
Issuance Programs

Investor Relations Funding Issuance Programs Issuance Programs NORD/LB has access to the national and international capital markets through various issuance programs. With an issue volume of up to €25...

NORD/LB
Investor Relations
Funding
Green Bonds

Investor Relations Funding Green Bonds Green Bonds NORD/LB is well aware that its sustainability performance can only be improved together with its stakeholders. The bank is therefore intensively deal...

Trade Finance

Trade Finance Trade Finance Keep risks under control and seize the opportunities of international markets! As an international company, you need to consider a number of challenges when doing business ...

NORD/LB
Investor Relations
Funding
Pfandbriefe

Investor Relations Funding Pfandbriefe Pfandbriefe Pfandbriefe are covered bonds that are used to fund real estate loans secured by mortgages (Mortgage Pfandbrief) or to refinance loans to the public ...

Funding Strategy

NORD/LB
Investor Relations
Funding
Funding Strategy

Investor Relations Funding Funding Strategy Funding Strategy The primary goals of NORD/LB’s funding strategy are securing and diversifying of its funding base, the optimization of refinancing costs an...

Interest

Interest Interest Interest rates are in constant motion. Rising interest rates have a negative impact on your financing costs. By regularly analysing your risk positions, we develop targeted hedging s...

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