Group key figures

Income statement (in € million) 01/01 - 30/09/2017 01/01 - 30/09/2016 Change (in %)
Net interest income 1,065 1,357 -22
Loan loss provisions 683 1,651 -59
Net commission income 89 164 -46
Profit/loss from financial instruments at fair value through profit or loss including hedge accounting 253 354 -29
Profit/loss from financial assets 133 61 >100
Profit/loss from investments accounted for using the equity method 29 -18 >100
Administrative expenses 883 835 6
Other operating profit/loss 372 -47 >100
Earnings before reorganisation and taxes 375 -615 >100
Reorganisation expenses 49 9 >100
Earnings before taxes 326 -624 >100
Income taxes 98 112 -13
Consolidated profit 228 -736 >100
Key figures (in %) 01/01 - 30/09/2017 01/01 - 30/09/2016 Change (in %)
Cost-Income-Ratio (CIR) 48.8 46.1 6
Return-on-Equity (RoE) 7.6 -10.4 >100
Balance figures (in € million) 30/09/2017 31/12/2016 Change (in %)
Total assets 165,220 174,797 -5
Customer deposits 56,920 57,301 -1
Customer loans 97,643 105,640 -8
Equity 6,295 6,041 4
Regulatory key figures 30/09/2017 31/12/2016 Change (in %)
Common equity tier 1 capital (in € million) 5,971 6,752 -12
Tier 1 capital (in €million) 6,411 7,122 -10
Tier 2 capital (in € million) 2,323 2,656 -13
Own funds (in € million) 8,733 9,777 -11
Total risk exposure amount (in € million) 51,776 59,896 -14
Common equity tier 1 capital ratio (in %) 11.53 11.27 2
Total capital ratio (in %) 16.87 16.32 3

Total differences are rounding differences and may cause minor deviations in the calculation of percentages.

Contact

NORD/LB Investor Relations
Georgsplatz 1
30159 Hannover