Group key figures

Income statement (in € million) 1/1 - 30/9/2019

1/1 - 30/9/2018 (1)

Change (in %)
Net interest income 750 921 -19
Net commission income 57 49 +16
Profit/loss from financial assets at fair value 278 91 >100
Risk provisioning -4 -147 -97
Disposal profit/loss from financial assets that are not measured at fair value through profit or loss -21 32 >100
Profit/loss from hedge accounting 14 4 >100
Profit/loss from shares in companies 13 11 +18
Profit/loss from investments accounted for using the equity method 17 13 -31
Administrative expenses (-) 718 762 -6
Other operating result -31 -17 +82
Earnings before restructuring, reorganisation and taxes 355 195 +82
Restructuring result -1 -75 -99
Reorganisation expenses (-) 97 47 >100
Earnings before taxes 257 73 >100
Income taxes (-) 42 9 >100
Consolidated profit/loss 215 64 >100
Balance sheet figures (in € million) 30/9/2019 31/12/2018 (1) Change (in %)
Total assets 146,903 154,012 -5
Financial assets at fair value through other comprehensive income 18,879 20,548 -8
Financial assets at amortised cost 109,611 114,041 -4
     of which: Loans and advances to banks 21,935 24,498 -10
     of which: Loans and advances to customers 83,166 85,168 -2
Financial liabilities at amortised cost 122,283 133,483 -8
     of which: Liabilities to banks 38,862 43,856 -11
     of which: Liabilities to customers 54,736 58,506 -6
     of which: Securitised liabilities 27,936 30,379 -8
Equity (balance sheet) 3,249 3,354 -3
Regulatory key figures 30/9/2019 31/12/2018 (2) Change (in %)
Common equity tier 1 capital (in €m) 2,923 2,976 -2
Tier 1 capital (in €m) 3,237 3,380 -4
Tier 2 capital (in €m) 2,268 2,307 -2
Own funds (in €m) 5,507 5,688 -3
Total risk exposure amount (in €m) 44,766 44,895 -0
Common equity tier 1 capital ratio (in %) 6.53 6.63  
Total capital ratio (in %) 12.30 12.67  

Total differences are rounding differences and may cause minor deviations in the calculation of percentages.
(1) Some previous year figures were adjusted
(2) The regulatory reporting data as at 31 December 2018 have been restated due to changes in regulatory requirements for the presentation of Pillar II requirements and due to corrections

Contact

NORD/LB Investor Relations
Friedrichswall 10
30159 Hannover