Group key figures

Income statement (in € million) 1/1 - 30/6/2019

1/1 - 30/6/2018 (1)

Change (in %)
Net interest income 496 618 -20
Net commission income 50 28 +79
Profit/loss from financial assets at fair value 195 -36 >100
Risk provisioning -1 -31 -97
Disposal profit/loss from financial assets that are not measured at fair value through profit or loss -10 30 >100
Profit/loss from hedge accounting 14 -12 >100
Profit/loss from shares in companies 13 11 +18
Profit/loss from investments accounted for using the equity method 20 11 +82
Administrative expenses (-) 487 522 -7
Other operating result -39 -29 34
Earnings before restructuring, reorganisation and taxes 251 68 >100
Restructuring result - 14 -100
Reorganisation expenses (-) 71 30 >100
Earnings before taxes 180 52 >100
Income taxes (-) 31 -2 >100
Consolidated profit/loss 149 54 >100
Key figures (in %) 30/6/2019 31/12/2018 (1) Change
Cost-Income-Ratio (CIR) 67.2 85.6 -21
Return-on-Equity (RoE) 9.5 1.7 >100
Balance sheet figures (in € million) 30/6/2019 31/12/2018 (1) Change (in %)
Total assets 145,303 154,012 -6
Financial assets at fair value through other comprehensive income 19,291 20,548 -6
Financial assets at amortised cost 107,971 114,041 -5
     of which: Loans and advances to banks 19,778 24,498 -19
     of which: Loans and advances to customers 83,784 85,168 -2
Financial liabilities at amortised cost 122,547 133,483 -8
     of which: Liabilities to banks 38,477 43,856 -12
     of which: Liabilities to customers 54,810 58,506 -6
     of which: Securitised liabilities 28,496 30,379 -6
     of which: Subordinated liabilities 3,496 3,456 1
Equity (balance sheet) 3,343 3,354 -0
Regulatory key figures 30/6/2019 31/12/2018 (2) Change (in %)
Common equity tier 1 capital (in €m) 2,949 2,976 -1
Tier 1 capital (in €m) 3,264 3,381 -3
Tier 2 capital (in €m) 2,298 2,307 -0
Own funds (in €m) 5,562 5,688 -2
Total risk exposure amount (in €m) 44,468 44,895 -1
Common equity tier 1 capital ratio (in %) 6.63 6.63 -
Total capital ratio (in %) 12.51 12.67 -1

Total differences are rounding differences and may cause minor deviations in the calculation of percentages.
(1) Some previous year figures were adjusted
(2) The regulatory reporting data as at 31 December 2018 have been restated due to changes in regulatory requirements for the presentation of Pillar II requirements and due to corrections (for corrections see Note (2) Restatement of previous year´s figures)

Contact

NORD/LB Investor Relations
Friedrichswall 10
30159 Hannover