Group key figures (1)

Income statement (in € million) 1/1 - 31/12/2019

1/1 - 31/12/2018 (2)

Change (in %)
Net interest income 1,024 1,229 -17
Net commission income 71 52 +37
Profit/loss from financial assets at fair value 201 -282 >100
Risk provisioning 29 -1,893 >100
Disposal profit/loss from financial assets that are not measured at fair value through profit or loss (3) -30 31 >100
Profit/loss from hedge accounting 22 9 >100
Profit/loss from shares in companies 17 1 >100
Profit/loss from investments accounted for using the equity method 20 21 -5
Administrative expenses (-) 970 999 -3
Other operating result 45 -57 >100
Earnings before restructuring, reorganisation and taxes 429 -1,888 >100
Restructuring result -341 -133 >100
Reorganisation expenses (-) 118 86 +37
Earnings before taxes -30 -1,207 -99
Income taxes (-) 39 297 -87
Consolidated profit/loss -69 -2,404 -97
Balance sheet figures (in € million) 31/12/2019 31/12/2018 (2) Change (in %)
Total assets 139,619 154,012 -9
Financial assets at fair value through other comprehensive income 17,185 20,548 -16
Financial assets at amortised cost 104,215 114,041 -9
     of which: Loans and advances to banks 19,986 24,498 -18
     of which: Loans and advances to customers 80,049 85,168 -6
Financial liabilities at amortised cost 115,487 133,483 -13
     of which: Liabilities to banks 35,168 43,856 -20
     of which: Liabilities to customers 53,633 58,506 -8
     of which: Securitised liabilities 26,270 30,379 -14
     of which: Subordinated liabilities 3,137 3,456 -9
Equity (balance sheet) 5,838 3,362 +74
Regulatory key figures 31/12/2019 31/12/2018 (4) Change (in %)
Common equity tier 1 capital (in €m) 5,792 2,976 +95
Tier 1 capital (in €m) 6,108 3,380 +81
Tier 2 capital (in €m) 2,162 2,307 -6
Own funds (in €m) 8,270 5,687 +45
Total risk exposure amount (in €m) 39,840 44,895 -11
Common equity tier 1 capital ratio (in %) 14.54 6.63 >100
Total capital ratio (in %) 20.76 12.67 +64
Leverage ratio (transitional, in %) 4.13 2.02 >100

Total differences are rounding differences and may cause minor deviations in the calculation of percentages.
(1) final and audited figures
(2) Some previous year figures were adjusted
(3) From the sale of financial assets valued at ongoing purchase costs, there is a loss of €20m (€4m)
(4) The regulatory reporting data as at 31 December 2018 have been restated due to changes in regulatory requirements for the presentation of Pillar II requirements and due to corrections (for corrections, see Note (5) Restatement of previous year´s figures)

Contact

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