Group key figures

Income statement (in € million) 1/1 - 31/12/2020

1/1 - 31/12/2019*

Change (in %)
Net interest income 1,285 1,024 +25
Net commission income -38 71 >100
Profit/loss from financial assets at fair value 202 164 +23
Risk provisioning -426 29 >100
Disposal profit/loss from financial assets that are not measured at fair value through profit or loss -36 -30 +20
Profit/loss from hedge accounting 66 22 >100
Profit/loss from shares in companies -13 17 >100
Profit/loss from investments accounted for using the equity method -11 20 >100
Administrative expenses (-) 934 970 -4
Other operating profit/loss -21 45 >100
Earnings before restructuring, transformation and taxes 74 392 -81
Profit/loss from restructuring and transformation 87 -459 -81
Earnings before taxes -13 -67 -81
Income taxes (-) -38 36 >100
Consolidated profit/loss 25 -103 >100
Balance sheet figures (in € million) 31/12/2020 31/12/2019* Change (in %)
Total assets 126,491 139,594 -9
Financial assets at amortised cost 90,745 104,215 -13
Financial liabilities at amortised cost 103,727 115,487 -10
Equity (balance sheet) 5,821 5,804 0
Regulatory key figures 31/12/2020 31/12/2019* Change (in %)
Common equity tier 1 capital (in € million) 5,805 5,758 +1
Tier 1 capital (in € million) 5,855 6,074 -4
Tier 2 capital (in € million) 1,783 2,162 -18
Own funds (in € million) 7,629 8,236 -7
Total risk exposure amount (in € million) 39,692 39,841 -0
Common equity tier 1 capital ratio (transitional, in %) 14.63 14.45 +1
Total capital ratio (transitional, in %) 19.24 20.67 -7
Leverage ratio (transitional, in %) 4.29 4.11 +4

Total differences are rounding differences and may cause minor deviations in the calculation of percentages

* previous year’s figures were adjusted

Contact

NORD/LB Investor Relations
Friedrichswall 10
30159 Hannover