Group key figures

Income statement (in € million)01/01 - 30/09/201601/01 - 30/09/2015Change (in %)
Net interest income1,3571,494-9
Loan loss provisions1,651367>100
Net commission income1641631
Profit/loss from financial instruments at fair value through profit or loss including hedge accounting354175>100
Profit/loss from financial assets61569
Profit/loss from investments accounted for using the equity method-186>100
Administrative expenses8358152
Other operating profit/loss-47-77-39
Earnings before reorganisation and taxes-615635>100
Reorganisation expenses-9-580
Earnings before taxes-624630>100
Income taxes1129123
Consolidated profit-736539>100
Key figures (in %)01/01 - 30/09/201601/01 - 30/09/2015Change (in %)
Cost-Income-Ratio (CIR)46.146.3-
Return-on-Equity (RoE)-10.411.5>100
Balance figures (in € million)30/09/201631/12/2015Change (in %)
Total assets177,706180,998-2
Customer deposits57,13660,597-6
Customer loans106,081107,878-2
Equity7,5488,513-11
Regulatory key figures 30/09/201631/12/2015Change (in %)
Common equity tier 1 capital (in € million)7,7838,320-6
Tier 1 capital (in €million)8,1308,440-4
Tier 2 capital (in € million)2,4552,20711
Own funds (in € million)10,58510,647-1
Total risk exposure amount (in € million)63,85763,675-
Common equity tier 1 capital ratio (in %)12.1913.07-7
Total capital ratio (in %)16.5816.72-1

Total differences are rounding differences and may cause minor deviations in the calculation of percentages.

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30159 Hannover