Group key figures
| Income statement (in € million) | 01/01 - 31/03/2019 | 01/01 - 31/03/2018 (1) | Change (in %) |
|---|---|---|---|
| Net interest income | 258 | 353 | -27 |
| Net commission income | 34 | 17 | 100 |
| Profit/loss from financial assets at fair value | 42 | 10 | >100 |
| Risk provisioning | 38 | 28 | 36 |
| Disposal profit/loss from financial assets that are not measured at fair value through profit or loss | -2 | -6 | -67 |
| Profit/loss from hedge accounting | 1 | -7 | >100 |
| Profit/loss from shares in companies | - | -3 | -100 |
| Profit/loss from investments accounted for using the equity method | 10 | 5 | 100 |
| Administrative expenses (-) | 265 | 291 | -9 |
| Other operating result | -41 | -38 | 8 |
| Earnings before restructuring, reorganisation and taxes | 75 | 68 | 10 |
| Restructuring result | - | - | - |
| Reorganisation expenses (-) | 10 | - | - |
| Earnings before taxes | 65 | 68 | -4 |
| Income taxes (-) | 11 | 25 | -56 |
| Consolidated profit/loss | 54 | 43 | 26 |
| Key figures (in %) | 31/12/2018 | 31/12/2017 (1) | Change |
|---|---|---|---|
| Cost-Income-Ratio (CIR) | 94.8 | 48.0 | 98 |
| Return-on-Equity (RoE) | -33.3 | 3.4 | >100 |
| Balance sheet figures (in € million) | 31/03/2019 | 31/12/2018 (1) | Change (in %) |
|---|---|---|---|
| Total assets | 148,188 | 154,012 | -4 |
| Financial assets at fair value through other comprehensive income | 20,185 | 20,548 | -2 |
| Financial assets at amortised cost | 109,682 | 114,041 | -4 |
| of which: Loans and advances to banks | 21,032 | 24,497 | -14 |
| of which: Loans and advances to customers | 84,206 | 85,168 | -1 |
| Financial liabilities at amortised cost | 126,078 | 133,433 | -6 |
| of which: Liabilities to banks | 40,620 | 43,856 | -7 |
| of which: Other liabilitiest | 56,050 | 58,506 | -4 |
| of which: Securitised liabilities | 28,666 | 30,328 | -5 |
| Equity (balance sheet) | 3,408 | 3,404 | 0 |
| Regulatory key figures | 31/12/2018 | 31/12/2017(2) | Change (in %) |
|---|---|---|---|
| Common equity tier 1 capital (in €m) | 3,105 | 5,804 | -47 |
| Tier 1 capital (in €m) | 3,510 | 6,230 | -44 |
| Tier 2 capital (in €m) | 2,308 | 2,227 | +4 |
| Own funds (in €m) | 5,818 | 8,457 | -31 |
| Total risk exposure amount (in €m) | 45,520 | 46,813 | -3 |
| Common equity tier 1 capital ratio (in %) | 6.82 | 12.40 | -45 |
| Total capital ratio (in %) | 12.78 | 18.07 | -29 |
Total differences are rounding differences and may cause minor deviations in the calculation of percentages.
(1) Some previous year figures were adjusted.
(2) Due to a correction of regulatory reporting data in 2018 as of 31 December 2017 the previous year´s figures were adjusted accordingly.
Contact
NORD/LB Headquarters
Friedrichswall 10
30159 Hannover
Contacts
NORD/LB Headquarter
Friedrichswall 10
30159 Hanover
Phone: +49 (0) 511 361-0
Fax: +49 (0) 511 361-2502