Group key figures (1)
| Income statement (in € million) | 1/1 - 31/12/2019 | 1/1 - 31/12/2018 (2) | Change (in %) |
|---|---|---|---|
| Net interest income | 1,024 | 1,229 | -17 |
| Net commission income | 71 | 52 | +37 |
| Profit/loss from financial assets at fair value | 201 | -282 | >100 |
| Risk provisioning | 29 | -1,893 | >100 |
| Disposal profit/loss from financial assets that are not measured at fair value through profit or loss (3) | -30 | 31 | >100 |
| Profit/loss from hedge accounting | 22 | 9 | >100 |
| Profit/loss from shares in companies | 17 | 1 | >100 |
| Profit/loss from investments accounted for using the equity method | 20 | 21 | -5 |
| Administrative expenses (-) | 970 | 999 | -3 |
| Other operating result | 45 | -57 | >100 |
| Earnings before restructuring, reorganisation and taxes | 429 | -1,888 | >100 |
| Restructuring result | -341 | -133 | >100 |
| Reorganisation expenses (-) | 118 | 86 | +37 |
| Earnings before taxes | -30 | -1,207 | -99 |
| Income taxes (-) | 39 | 297 | -87 |
| Consolidated profit/loss | -69 | -2,404 | -97 |
| Balance sheet figures (in € million) | 31/12/2019 | 31/12/2018 (2) | Change (in %) |
|---|---|---|---|
| Total assets | 139,619 | 154,012 | -9 |
| Financial assets at fair value through other comprehensive income | 17,185 | 20,548 | -16 |
| Financial assets at amortised cost | 104,215 | 114,041 | -9 |
| of which: Loans and advances to banks | 19,986 | 24,498 | -18 |
| of which: Loans and advances to customers | 80,049 | 85,168 | -6 |
| Financial liabilities at amortised cost | 115,487 | 133,483 | -13 |
| of which: Liabilities to banks | 35,168 | 43,856 | -20 |
| of which: Liabilities to customers | 53,633 | 58,506 | -8 |
| of which: Securitised liabilities | 26,270 | 30,379 | -14 |
| of which: Subordinated liabilities | 3,137 | 3,456 | -9 |
| Equity (balance sheet) | 5,838 | 3,362 | +74 |
| Regulatory key figures | 31/12/2019 | 31/12/2018 (4) | Change (in %) |
|---|---|---|---|
| Common equity tier 1 capital (in €m) | 5,792 | 2,976 | +95 |
| Tier 1 capital (in €m) | 6,108 | 3,380 | +81 |
| Tier 2 capital (in €m) | 2,162 | 2,307 | -6 |
| Own funds (in €m) | 8,270 | 5,687 | +45 |
| Total risk exposure amount (in €m) | 39,840 | 44,895 | -11 |
| Common equity tier 1 capital ratio (in %) | 14.54 | 6.63 | >100 |
| Total capital ratio (in %) | 20.76 | 12.67 | +64 |
| Leverage ratio (transitional, in %) | 4.13 | 2.02 | >100 |
Total differences are rounding differences and may cause minor deviations in the calculation of percentages.
(1) final and audited figures
(2) Some previous year figures were adjusted
(3) From the sale of financial assets valued at ongoing purchase costs, there is a loss of €20m (€4m)
(4) The regulatory reporting data as at 31 December 2018 have been restated due to changes in regulatory requirements for the presentation of Pillar II requirements and due to corrections (for corrections, see Note (5) Restatement of previous year´s figures)
Contact
NORD/LB Headquarters
Friedrichswall 10
30159 Hannover
Contacts
NORD/LB Headquarter
Friedrichswall 10
30159 Hanover
Phone: +49 (0) 511 361-0
Fax: +49 (0) 511 361-2502