Group key figures

Income statement (in € million) 01/01 - 31/12/2018 01/01 - 31/12/2017 (1) Change (in %)
Net interest income 1,279 1,417 -10
Net commission income 52 112 -54
Profit/loss from financial assets at fair value -282 341 >100
Risk provisioning -1,893 -991 -91
Disposal profit/loss from financial assets that are not measured at fair value through profit or loss 31 459 -93
Profit/loss from hedge accounting 9 13 -31
Profit/loss from shares in companies 1 47 -98
Profit/loss from investments accounted for using the equity method 21 38 -45
Administrative expenses (-) 1,011 1.156 -13
Other operating result -45 29 >100
Earnings before restructuring, reorganisation and taxes -1,838 309 >100
Restructuring result -133 -85 -56
Reorganisation expenses (-) 86 29 >100
Earnings before taxes -2,057 195 >100
Income taxes (-) 297 60 >100
Consolidated profit/loss -2,354 135 >100
Key figures (in %) 31/12/2018 31/12/2017 (1) Change
Cost-Income-Ratio (CIR) 94.8 48.0 98
Return-on-Equity (RoE) -33.3 3.4 >100
Balance sheet figures (in € million) 31/12/2018 31/12/2017 (1) Change (in %)
Total assets 154,012 163,825 -6
Financial assets at amortised cost 114,041 121,218 -6
Financial liabilities at amortised cost 133,433 138,823 -4
Equity (balance sheet) 3,404 6,217 -45
Regulatory key figures 31/12/2018 31/12/2017(2) Change (in %)
Common equity tier 1 capital (in €m) 3,105 5,804 -47
Tier 1 capital (in €m) 3,510 6,230 -44
Tier 2 capital (in €m) 2,308 2,227 +4
Own funds (in €m) 5,818 8,457 -31
Total risk exposure amount (in €m) 45,520 46,813 -3
Common equity tier 1 capital ratio (in %) 6.82 12.40 -45
Total capital ratio (in %) 12.78 18.07 -29

Total differences are rounding differences and may cause minor deviations in the calculation of percentages.
(1) For individual items, the previous year's figures have been adjusted, see Note (2) Adjustment of previous year's figures.
(2) Due to a correction of regulatory reporting data in 2018 as of December 31, 2017, the previous year's figures were adjusted accordingly.

Contact

NORD/LB Headquarters
Friedrichswall 10
30159 Hannover